Saving the family budget

Often, our needs exceed the level of material income, so we have to deal with saving the family budget. Even if you earn quite well, money will never suffice for everything "I want", because desire is always ahead of opportunity. And if you in time turn to common sense and learn to count money before you get them out of your wallet, you can eventually meet many of your material desires.

Reasonable economy of the family budget begins with a review of their leisure . If you are used to frequent supper in bars and restaurants, then in the family life you can organize romantic evenings yourself. To do this you will need a few exquisite candles, a disc with pleasant music and of course a little effort in the field of cooking.

Learn how to prepare delicious dishes, many of them are so simple to prepare that any housewife will cope. For example, to prepare an Italian pasta you will need solid varieties of vermicelli, sour cream and tomatoes. Home-made dishes from "fashionable" Japanese cuisine cost 5-8 times cheaper than in a restaurant.

Family leisure can be diversified by walking in nature. Try to go to the forest for mushrooms or flowers and see - how many positive emotions your children will receive. Of course, it's easier to bring them to the site with attractions and spend a lot of money, but fishing on the lake will cost much less, and fresh air is more useful.

The secrets of saving the family budget are individual for each family, because someone will be more economical to live outside the city and spend every day on the road than buying housing in the city and overpaying huge interest for a loan. Another family can easily "podnatuzhitsya" and buy housing closer to work, if the prices for apartments in their city are not so great.

Tips for saving the family budget

Adhering to the rules of saving the family budget, you can afford more. So, for example, without spending every weekend buying new shadows or lipstick, and putting this money in a piggy bank, in a year you can find a sufficient amount to buy a fur coat for yourself or a sheepskin coat for your husband.

One of the important ways to save the family budget is always to revise your product before the cash register. The task of the store is to provide you with everything in such a color that it would seem to you that without this rag or vermicelli you just will not be able to live. Well, your task, even succumbing to a minute temptation "to collect a lot more", carefully review the entire contents of the basket before paying and do not be ashamed to give up excess. So you can save up to 30% of your budget day by day.