The specificity of women's relations with money is this: we are able to save money, but at some point we "lose" and spend more than we managed to save. Shopping trips are categorically contra-indicated to us, if we pursue our goal to buy something expensive, more large-scale.
Today we will learn how to save money for an apartment.
Exactly at the target
When a person knows what he specifically wants, he gets it. Visualization, the materiality of thought - it all works great. Do you dream of owning an apartment or house, wondering how to save money for this? Start by looking for yourself the desired place. See the offers on the real estate market, study the prices, see the options for apartments and houses. You can stop on a specific option, for example, an apartment in a newly built house. Or take note of a few proposals, take into account their cost and compliance with your requirements.
Create a collage of your desires. Take a large Whatman and paste on it pictures of those things that you would like to buy. Think carefully about everything: interior in every room of your house, furniture, curtains, floor vases and other small things. Every morning, start with 10 minutes to spend near your board visualization. Close your eyes and imagine yourself in a new apartment.
Learning to save
Shoes, dresses, handbags, cosmetics - all this, of course, is good and we need. But if you look at all the abundance of these things that we have, one can not help asking: Is it not time to stop?
- first of all, evaluate your "well-being". You have something to wear, you do not miserable, then maybe it's worth to cancel another shopping with your friends?
- make an approximate list of what you spend every month on money. Write down all the details. Look at all the points and highlight what you can save on. Maybe it's enough to go to the manicure once a week, instead of two?
- forget about the shares. How often, when you come to the store, sellers-consultants offer us to participate in various promotions? Buy two, get a third as a gift, etc. All these tricks, otherwise they will not be called, are invented with the goal of "fetching" the buyer more money. Initially, the value of the "gift" is embedded in the price of the goods. Take exactly what you need, do not give in to illusions;
- write the list. Always make up a list of purchases and do not go to the supermarket without a list. This will discipline you and significantly reduce your waste;
- take exactly as much money with you as you can spend. If you take more - be sure to spend it all;
- buy wisely. If you can buy a similar product at the lowest price, why not take advantage of this opportunity? If you want to save money, stop paying more for advertising, brand, manufacturer, etc.
Helpful Tips
How to save money for a house, car or a trip? Here are some tips to use:
- make an envelope for money. You can make it yourself, or you can use it already. Stick a picture of the house on it, sign it accordingly;
- open an account. If cash is easy to take and spend on something, then it is necessary to withdraw money from the account first, and it is necessary to reach the bank after that;
- if you were given money, then send it straight to the envelope. If you initially did not expect to receive money as a gift, then imagine that you do not have them;
- do not go shopping "just to see." Typically, such trips end in the fact that you have formed unnecessary needs. In this situation, supply generates demand;
- work hard and do not let yourself be underestimated.