Probably, everyone was in a situation where the question "Where to borrow money?" Was especially relevant. In today's world of opportunities a lot, but everyone wants to find an option that would allow you to borrow money quickly, conveniently and without additional payment. Let's look at some of the more popular options.
Where is it urgent to borrow money before the salary?
- The most beggining option is a loan in a bank. Today you can spend only a few hours to receive a loan, but to a large extent the speed of its receipt, interest and amount will depend on your credit history. An additional advantage is that many banks offer to fill out an application for a loan through the Internet, which will allow you to borrow money faster.
- Another way to get loans quickly and without any problems is to get a credit card.
- Practically in every settlement there are organizations or people who are engaged in issuing money under a receipt. This method is an alternative to banking services.
- Recently, you can borrow money online, in professional or specialized forums. For example, Mastertalk, Cafe Webmani, Serch, VM lending. The truth for this option is that you need your good reputation on the forum.
- Exchanges of loans will also help to get money in debt, but here you need an electronic wallet , personal certificate and good indicators of business activity.
The main disadvantages of all these options is that the amount of urgent lending is usually small (for a larger amount you need to either spend more time or find several sources of a loan), and the interest on them is quite high. In addition, such loans are usually short-term, on average, one month.
Where can I borrow money without interest?
If you need to borrow money as quickly as possible and not pay for this service, then it's time to remember about friends and acquaintances who can do it. There are many advantages here: quick receipt of funds, no paperwork, a convenient loan repayment period and, most importantly, no interest. The disadvantages are also obvious, not everyone has the necessary amount, so it may be necessary to borrow from several people, and not everyone likes to lend money, some do not do it from principle. In addition, the financial issue is able to spoil any friendship, so borrowing from friends is especially cautious.
How to properly borrow money?
There are many signs when it is better to borrow money, and when this can not be done. The most common belief is that you can not lend money at night, nor take or count money. But the rules of lending money, prompted by life, are much more important.
- Not all people like to lend money willingly, some even take a principled position "not to give and not to borrow". If you try to borrow money from such a person, then time will not be wasted, and the relationship with him will spoil. Therefore, it is better to ascertain the person's attitude to debts and credits beforehand, and then ask him for financial assistance.
- It is often easier to lend a small amount of money, but for many people, than immediately the necessary amount of money from one person. This rule is especially true when you borrow from people who are not familiar with each other and who are not your good friends.
- Everyone has 1-2 friends, with whom water, fire, and other unfriendly substances are passed. Usually it is not a problem to borrow money from them, if there is such a possibility, they will always help before the loan repayment period
not require. A completely different song begins when a friend is not so close. There may be different unpleasant situations, so with a sufficiently large loan, it is better to take care of proper legal design.
There are many ways to borrow money, but they have one general characteristic - loans will have to be returned. Therefore, it is worthwhile to think carefully, is it so much you need a loan, maybe you can manage without it? For the future try to learn how to save money , and then having a deferred amount in advance you do not have to rack your brains and pull the bondage of duty.