Everyone, as you know, is the smith of his own happiness. The same can be said about well-being, after all, reasonable people in their youth think not only about how to save part of their income, but also where to invest to work. Only in this way can you really increase your income.
Why can not you store money "under the mattress"?
Before tackling the issue of where you can invest money to work, let's figure out why in principle it is necessary to do it.
There is such a thing as inflation. Do not worry and remember the various economic terms, just understand that every year the money depreciates. To notice this is very simple, remember, a year ago on X money you could get much more of the same products than now.
That inflation is the reason that the deferred money can not be stored at home, they have to be invested.
Where is the right investment to work?
Now let's look at the question as to whether there is the only reliable, reliable way to multiply the accumulated amount. Experts argue that, firstly, today there is no completely safe way to not only increase, but also keep the bills. The bank can "burn", exactly, like the whole system, stocks and other securities fall, and gold and real estate depreciate.
Secondly, it is necessary to understand that each region has its own peculiarities and it must be taken into account when choosing the way to multiply the deferred amount. "The only true" method does not exist. But still it is possible and necessary to look for different options, because for today it is the only way not to lose the earned bills and not let them depreciate under inflation.
Where to invest a little money so that they work?
Most experts recommend that if you have a small amount of money, open a bank account with the possibility of replenishment. First, so you can always increase the deferred amount by making savings again. Secondly, the interest rate offered by the bank will at least slightly reduce the destructive effect of inflation.
Of course, completely secure the money and significantly increase the amount due to interest will not work. But you can start with this.
Where to invest money to work?
After the amount on the account grows significantly, you can divide it into 2 parts, not necessarily equal, one of which is to invest in the purchase of shares and mutual funds, and leave the second as an insurance.
Securities bring much more income. But at the same time there is a risk that the purchased shares will simply fall in price. In order, on the one hand, not to lose the opportunity to earn money, and on the other hand, not to lose everything in case of failure, and you should divide the savings into two parts.
There are several other ways
Secondly, you can and should invest in real estate. After all, in recent decades it has been steadily growing in price, which means that tomorrow it can be sold much more expensive. And money from renting a property can also be considered passive income. By the way, many experts, considering today's realities, believe that investing in buying apartments and other real estate is the safest way to increase capital.